A Non-Profit Company Helping You With Your Financial and Credit Information.

No Matter Race, Creed, CREDIT or Color, We provide the proper educational
tools and resources needed to “help take the Homeless, Home.”

1 On 1 Credit Counseling

Our services help you gain financial control & become debt free.

Home Buyer Seminars

Low and no down payment home loans are very popular. Find out more today!

Financial Education Courses

We offer courses and seminars to help you understand and take control of your finances.

Let’s Get You To Yes

When you borrow money, whether through a revolving account or an installment account, this information is gathered by credit bureaus. The data the bureaus have in your credit files is used to calculate your credit scores. Your credit scores are determined by five major factors:

  • payment history
  • your debt usage
  • age of credit accounts
  • types of accounts
  • the number of inquiries on your credit.

Let us help you get the information you need to get the perfect home you are seeking today!

No Matter Race, Creed, Credit or Color,
Everyone Deserves a Place To Call Home

Most financial advisers agree that people should spend no more than 36 percent of their gross income when determining how much house you can afford. The 36% rule is the tried-and-true home mortgage affordability tip that you should take into account when establishing a baseline.

Weighing the rent-versus-buy decision? Both have upsides and drawbacks. Ultimately, the answer depends on multiple factors, including your finances, your long-term plans and the real estate market in your area. Several questions to ask when deciding to rent or buy a home.

Get Educated

Before you look at houses, it’s smart to check your credit scores and pull your reports from the three major credit agencies. You can check your score free to see where you stand. Tackling credit issues early on can help you raise your score before you apply for a mortgage. Contact us today and let us help you.

Taking the homeless, Home

An experienced real estate agent who knows local neighborhoods can advise you on market conditions and whether homes you want to make offers on are priced properly. Agents can identify potential issues with a home or neighborhood you’re unaware of, and they’ll go.

Getting informed before you start the mortgage credit process empowers you to make savvier financial decisions. For instance, once your understand how your credit score affects the cost of your mortgage credit, you might decide to wait six months or a year before buying.

Real Help For Real People

“Mortgage credit education did exactly what you said it does. Mortgage credit education did exactly what you said it does. No matter where you go, mortgage credit education is the coolest, most happening thing around! Buy this now. “

Mac K.

“Mortgage credit education is the most valuable business resource we have EVER done.”

Frank T.

“I can’t say enough about mortgage credit education. Best. Website. Ever! It’s the perfect solution for our business. I am really satisfied with my mortgage credit education.”

Lisa R.

“I am so pleased with this website. Mortgage credit education was worth a fortune to me and my company.”

Dana N.

Let Us Help You Today
Please fill in the form below.